Elder law issues are vast and deep. When adult children are working to steer their elderly parents in the right direction, Elder Law Attorney Lesa Koski of Stillwater, MN is here to help. Lesa Koski is dedicated to serving the Elderly in the Woodbury, Bayport, Stillwater and surrounding areas. However, Elder Law attorney Lesa Koski has children of clients calling from all over the United States to assist with parents residing in Minnesota. Having an Elder Law attorney like Lesa Koski eases the mind of children when they are not in close proximity to their aging parents.
This article will address one small facet on the Elder Law journey, alternative care. To begin, the Elderly Waiver program pays for care in assisted living facilities. This program’s mission is to keep people who want to stay in the community in the community, rather than utilizing a skilled nursing facilities. The hope is that Elderly Waiver will delay or even prevent nursing home placement. The client must be at risk for nursing home placement and meet the following guidelines: a person must be 65 or older, be eligible for Medical Assistance (I will talk more about this later), need a nursing home level of care – this is determined by the Long-Term Care Consultation, and need services that Elderly Waiver (EW) can provide for less than the cost of care in a nursing home.
The following services may be covered by EW to support people living in their homes:
- Adult day services
- Case management
- Chore services
- Companion services
- Consumer-directed community supports
- Family caregiver support services, including respite
- Home health aides
- Home-delivered meals
- Homemaker services
- Home and vehicle modifications
- Non-medical transportation
- Personal emergency response systems
- Personal care assistance
- Residential services, such as customized living services, foster care etc.
- Skilled nursing visits
- Specialized equipment supplies
- Transitional services.
Medical Assistance Eligibility: In order to obtain Medical Assistance (MA) you must be a US citizen, a MN resident and 65 or older. A person must have no more than $3,000 in assets. When someone obtains less than the special income standard (SIS) which is $2,199. They are eligible for Elderly Waiver without needing to spend down their income. They must contribute any income over the maintenance needs allowance ($988) and other applicable deductions to the cost of services received under Elderly Waiver. As long as the recipient is living in an assisted living facility or memory care unit, they are also eligible to claim the Remedial Care Allowance of $196 per month for incidentals. This only applies to these specific housing arrangements. Because Elderly Waiver’s Asset limit is the same as Medical Assistance the limit is $3,000. There are certain things that are allowed to be purchased to bring assets down. One example would be a Medical Assistance approved funeral arrangement.
If you have questions about Elderly Waiver or other aging issues please call Elder Law Attorney Lesa Koski serving Woodbury, Bayport, Stillwater and surrounding areas.